When disease or an injury leaves you disabled and unable to work, you may feel like you have nowhere to turn. Fortunately, the Virginia Beach Social Security Disability lawyers at O’Neil and Bowman Disability Group can help you get the financial assistance you need.
What are Social Security Disability Benefits?
Social Security Disability (SSD) benefits are federally funded programs that provide financial support to disabled individuals who are unable to work. There are two types of disability programs available.
SSDI for Virginia Beach, VA Residents
Many individuals work hard throughout their lives to be able to support themselves and their family. Those same individuals pay into the Social Security System by paying taxes on their earned income. This allows them to receive disability benefits if they become disabled and are unable to work as a result. These disability benefits are known as Social Security Disability Insurance (SSDI).
SSDI is funded by taxes paid by working individuals.
SSI for Virginia Beach, VA Residents
Supplemental Security Income (SSI) is a federal benefits program for disabled individuals who can’t work, but are not eligible for SSDI.
SSI is a needs-based program, meaning it’s only awarded to people with extremely limited income and resources. This can include monthly earned income, tangible assets, such as property, inheritance money, etc.
SSI recipients have either never worked or haven’t earned substantial work credits in their lifetime. While SSDI claimants are required to have earned work credits by paying into the Social Security System before receiving benefits.
To qualify for SSI, you must be blind, over 65 years of age, or disabled.
The SSI benefits program is funded by the United States Treasury.