Living with a disability is challenging, especially if you become unable to work. The financial impact can be immediate and severe. Many find themselves trying to manage daily living expenses and medical bills on a limited income or savings. This is where Social Security Disability (SSD) benefits can offer a lifeline in the form of financial support.
Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) are disability benefit programs managed by the Social Security Administration (SSA). Benefits are awarded to people who can’t earn a living wage because of a serious medical condition(s).
Our Social Security Disability attorneys in Greenville, NC, have represented many clients in need of support. Applying for benefits is a complex process. In fact, the SSA denies most initial claims.
At O’Neil and Bowman Disability Group, we understand the challenges individuals face when applying for SSD. We also understand the disability claims process and the SSA’s strict eligibility criteria. We have the knowledge and skills necessary to help you secure the benefits you rightfully deserve.
If you’re ready to apply for SSDI or SSI in Greenville, NC, contact us for a free consultation.
Applying for Social Security Disability in Greenville
The Social Security Administration has a stringent review process for determining eligibility for disability benefits. To qualify, claimants must meet certain criteria, including medical criteria and requirements specific to SSI and SSDI.
Understanding SSDI and SSI
While both Social Security Disability Insurance and Supplemental Security Income provide financial assistance to people with disabilities, they have distinct eligibility requirements:
- SSDI eligibility is rooted in your work history. To qualify, you must have paid into Social Security through payroll taxes and earned sufficient work credits. It is for individuals who are no longer able to work due to a disability.
- SSI, on the other hand, is a needs-based program. It is for individuals who are aged (65 or older), blind, or disabled and have very limited income and resources. Claimants who meet the SSA’s criteria can get SSI benefits regardless of their work history.
Our disability attorneys in Greenville can help determine which program you’re eligible for. We’ll make sure your application reflects the severity of your disability and includes all necessary documentation.
How To Qualify for Social Security Disability Benefits
To qualify for either SSDI or SSI, you must meet the SSA’s definition of disability. This involves meeting the following criteria:
- You have a diagnosed medical condition that is expected to last at least 12 months or result in death.
- Your condition prevents you from performing Substantial Gainful Activity (SGA).
In addition to the criteria above, your disability must be considered a qualifying impairment. This means your disability is in the Blue Book and satisfies the listed medical criteria. The Blue Book outlines disabilities that are considered severe enough to qualify for benefits.
If your condition is not in the Blue Book, the SSA will decide if it is as severe as a listed condition. If not, you may be able to qualify for disability under a Medical-Vocational Allowance. Benefits are awarded if a claimant’s condition prevents them from working, despite not meeting or equaling a Blue Book listing. To qualify for a Medical-Vocational Allowance, you must complete a Residual Functional Capacity (RFC) assessment.
Help With Social Security Disability Appeals
If your disability claim has been denied, you’re not alone— and it doesn’t mean the end of the road. Our Social Security Disability appeals attorneys in Greenville are ready to guide you through the next steps.
There are four key stages in the appeals process:
- Reconsideration
This is the first step after an initial denial. A different SSA reviewer will look over your claim and any new evidence provided.
- Administrative Law Judge (ALJ) Hearing
If your reconsideration is denied, you may request a hearing before an ALJ. This is your opportunity to present your case in more detail.
- Appeals Council Review
If you receive a denial from the ALJ, you can request a review by the SSA Appeals Council. They can either maintain the ruling, reverse it, or send it back for another review.
- Federal Court Review
You can file a lawsuit with a federal district court to challenge an unfavorable Appeals Council decision.
Our Social Security Disability appeals attorneys are experienced at representing clients at every stage of the appeals process. We understand how to build a stronger case the second time around— and we don’t back down.
How O’Neil and Bowman Can Help You
Our North Carolina disability attorneys are deeply familiar with the SSA’s processes and requirements. We can help prepare your claim and ensure your application clearly demonstrates your eligibility.
We know how to identify the strengths of your claim and address any potential weaknesses. We also have a thorough understanding of the medical criteria in the Blue Book. We know what evidence is crucial to your case and what information will increase your chances of obtaining benefits.
Why Work With Us?
Not every law firm is equipped to handle the unique challenges of Social Security Disability claims. At O’Neil and Bowman Disability Group, we go above and beyond to make the process easier for you.
Here’s what sets us apart:
- We Don’t Shy Away From Difficult Cases: We accept challenging claims that other disability lawyers may turn away.
- We Work With Your Needs: Have mobility or transportation issues? We’ll adapt to make legal assistance more accessible.
- We Know the System: With decades of experience, we understand what the SSA is looking for and how to prepare your claim.
- We Fight for You at Every Stage: From initial application to federal court appeal, we stand by you.
Unfortunately, the SSA denies most initial disability claims. This is often due to application errors, missed deadlines, or improper or insufficient supportive evidence. The SSA maintains a stringent review process and strict guidelines to prevent fraudulent claims. However, this can backfire on disabled individuals who are truly in need.
Working with a skilled disability lawyer can improve your chances of receiving benefits. Contact our Greenville Social Security Disability attorneys to schedule a free consultation.
Compassionate Support in Greenville, North Carolina
At O’Neil and Bowman Disability Group, we pride ourselves on our compassionate approach.
We understand the stress and financial strain that comes with having a disability. Our Social Security attorneys in Greenville, NC, are your legal advocates. We work personally with every client to ensure their claim clearly demonstrates the difficulties they face.
Our goal is to make the claims process as smooth and stress-free as possible for you. We handle the paperwork, communicate with the SSA on your behalf, and prepare you for hearings, allowing you to focus on your health.
Contact Our Greenville Disability Lawyers
O’Neil and Bowman Disability Group proudly serves clients throughout North Carolina and the surrounding areas. We know that applying for SSI or SSDI in Greenville can be overwhelming, and we’re here to make it easier.
Our team can help you file a strong initial application and represent you at every stage of the appeals process. Contact O’Neil and Bowman Disability Group to schedule a free consultation with experienced Social Security lawyers in Greenville. We’ll help you move forward with confidence.
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